Insurance for Mountain Bike Routes

Mountain Biking is a truly great sports and one of the best ways to enjoy the outdoors. But before you head out into the mountains, you should read the following:

General Liability Insurance for Trail Owners and Trail Users

In Austria it is the burden of the trail owner to maintain trails to the government's standards. In return the government provides general liability insurance coverage for any accidents, injuries, including death, damage to property, or other claims occurring as a result of or in connection with the use of these trails. This liability insurance covers only trails in Upper Austria which were designated for use by hikers, horse-riders, cross-country skiers and cyclists by the Upper Austrian Tourist Board and/or trails listed in brochures, folders etc. available at tourist offices. Not included in this insurance are motor sports and Alpine skiing.

The general liability insurance also covers any damage caused to the trail or property and buildings adjoining trail due to the use of the trail.

Also covered by this liability insurance are the trail users provided they were authorized to use the trail who caused damage to the trail or adjoining property through using the trail. Crop damages are also covered by this general liability insurance.

This general liability insurance only comes into effect when the damage caused or injury suffered is not covered by other insurances.

Please report any injury and/or damage to the local tourist office.

This general liability insurance is limited to the state of Upper Austria.

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